Why have I received a bill from Quest Diagnostics? In the meantime, we will not withhold the amount you authorize and won’t charge you if no amount is due. The process usually takes 1 to 6 weeks, depending on your insurance plan. No, your card will only be charged after your insurance company determines whether there is an amount due for your lab testing. Will my credit card be charged right away? If you owe more than the amount you authorized, we’ll mail you a bill for the remaining amount. If your tests are not fully covered, the charge to your card will not exceed the amount you authorized. If your tests are fully covered, Quest will not charge the card you provided at your appointment. Your responsibilities typically include copays, deductibles, coinsurance, and any testing services not covered by your plan. The amount that you are responsible for depends on your insurance. Any amount not covered is your responsibility. Your insurance company determines whether the testing is covered under your plan. Quest bills your insurance company first.
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